[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pacifika.cz\/proc-vsadit-na-nebankovni-spolecnost\/#Article","mainEntityOfPage":"https:\/\/www.pacifika.cz\/proc-vsadit-na-nebankovni-spolecnost\/","headline":"Pro\u010d vsadit na nebankovn\u00ed spole\u010dnost?","name":"Pro\u010d vsadit na nebankovn\u00ed spole\u010dnost?","description":"Mnoho lid\u00ed \u017eij\u00ed ve stereotypu a p\u0159edstav\u00e1ch, \u017ee nebankovn\u00ed spole\u010dnosti nab\u00edz\u00ed sv\u00fdm \u017eadatel\u016fm nev\u00fdhodn\u00e9 \u00fav\u011brov\u00e9...","datePublished":"2021-09-02","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.pacifika.cz\/author\/#Person","name":"","url":"https:\/\/www.pacifika.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pacifika.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pacifika.cz\/wp-content\/uploads\/money-g4cd567ae5_640.jpg","url":"https:\/\/www.pacifika.cz\/wp-content\/uploads\/money-g4cd567ae5_640.jpg","height":0,"width":0},"url":"https:\/\/www.pacifika.cz\/proc-vsadit-na-nebankovni-spolecnost\/","about":["Finance"],"wordCount":388,"articleBody":"   Mnoho lid\u00ed \u017eij\u00ed ve stereotypu a p\u0159edstav\u00e1ch, \u017ee nebankovn\u00ed spole\u010dnosti nab\u00edz\u00ed sv\u00fdm \u017eadatel\u016fm nev\u00fdhodn\u00e9 \u00fav\u011brov\u00e9 produkty, mnohdy nav\u00edc se skryt\u00fdmi poplatky a vysokou \u00farokovou sazbou. Jak je tomu ale ve skute\u010dnosti? Poj\u010fme si spole\u010dn\u011b vyvr\u00e1tit n\u011bkolik m\u00fdt\u016f a polopravd, kter\u00e1 v\u00e1s mo\u017en\u00e1 p\u0159ekvap\u00ed. V nab\u00eddce jen rychl\u00e9 spot\u0159ebitelsk\u00e9 \u00fav\u011bry? Tak tomu nen\u00ed!Ano, je pravda, \u017ee do nebankovn\u00ed spole\u010dnosti \u0159ada lid\u00ed zav\u00edt\u00e1 jen v p\u0159\u00edpad\u011b, kdy pot\u0159ebuje men\u0161\u00ed obnos pen\u011bz. Jsou velmi snadn\u00fdm zp\u016fsobem, jak vy\u0159e\u0161it nenad\u00e1le finan\u010dn\u00ed v\u00fddaje, na kter\u00e9 se v rodinn\u00e9m rozpo\u010dtu u\u017e nedost\u00e1v\u00e1 \u010di p\u0159eklenout dobu do dal\u0161\u00ed v\u00fdplaty. Tomu nahr\u00e1v\u00e1 hlavn\u011b fakt, \u017ee jejich vy\u0159\u00edzen\u00ed je oproti bankovn\u00edm instituc\u00edm velmi rychl\u00e9. V\u011bt\u0161ina z nich toti\u017e pracuje s automatick\u00fdm schvalovac\u00edm procesem, odpad\u00e1 nen\u00e1vid\u011bn\u00e1 byrokracie i pap\u00edrov\u00e1n\u00ed. Mnoho nebankovn\u00edch spole\u010dnost\u00ed m\u00e1 v nab\u00eddce i hypote\u010dn\u00ed \u00fav\u011bry, zpravidla jsou to americk\u00e9 hypot\u00e9ky. Poj\u010fme si p\u0159edstavit jeden p\u0159\u00edklad za v\u0161echny \u2013 nebankovn\u00ed americkou hypot\u00e9ku Fahd, kter\u00e1 je vhodn\u00e1 pro \u017eadatele s nedolo\u017eiteln\u00fdmi p\u0159\u00edjmy \u010di \u0161patnou platebn\u00ed minulost\u00ed. Jde to i bez registru!Jeden s \u010dast\u00fdch d\u016fvod\u016f, pro\u010d doch\u00e1z\u00ed v bank\u00e1ch k zam\u00edtnut\u00ed \u017e\u00e1dosti, je negativn\u00ed z\u00e1znam v registru dlu\u017en\u00edk\u016f. V sou\u010dasn\u00e9 dob\u011b m\u00e1me p\u0159esn\u011b \u010dty\u0159i registry pro fyzick\u00e9 osoby. Ocitnout se na \u010dern\u00e9 listin\u011b neplati\u010d\u016f v\u0161ak m\u016f\u017eeme velmi snadno. Mnohdy posta\u010d\u00ed jen pozd\u011b splacen\u00e1 faktura za telefon \u010di nedoplatek na energi\u00edch. V n\u011bkter\u00fdch p\u0159\u00edpadech se d\u00e1 s bankou vyjedn\u00e1vat a \u00fav\u011br p\u0159eci jenom z\u00edskat, i kdy\u017e s p\u0159\u00edsn\u011bj\u0161\u00edmi podm\u00ednkami.Je ale cel\u00e1 \u0159ada \u017eadatel\u016f, kte\u0159\u00ed p\u0159esto na hypot\u00e9ku nedos\u00e1hnou. \u0158e\u0161en\u00ed p\u0159edstavuj\u00ed pr\u00e1v\u011b nebankovn\u00ed spole\u010dnosti, kter\u00e9 jsou v tomto ohledu ke sv\u00fdm \u017eadatel\u016fm p\u0159eci jenom p\u0159\u00edv\u011btiv\u011bj\u0161\u00ed. \u0158ada z nich na tak\u00e9 \u017eadatel \u010dek\u00e1 p\u0159\u00edmo s otev\u0159enou n\u00e1ru\u010d\u00ed, tak pro\u010d t\u00e9to skute\u010dnosti nevyu\u017e\u00edt ve sv\u016fj prosp\u011bch?                                                                                                                                                                                                                                                                                                                                                                                           4.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d vsadit na nebankovn\u00ed spole\u010dnost?","item":"https:\/\/www.pacifika.cz\/proc-vsadit-na-nebankovni-spolecnost\/#breadcrumbitem"}]}]